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Essential

Essential is Travelex’s budget-friendly travel insurance plan. Essential offers coverage for all the important things, such as: trip cancellation, trip interruption, emergency medical expenses, emergency evacuations, baggage and more, but with lower benefit limits.

 
Certificate
View Certificate
Plan Review Period
21 days (varies by state)
Renewable Policy
—
Restriction
Available for the length of travel starting from 1 day up to 30 days. Available for the trip cost per traveler up to $10,000. Available for residents of United States. Unavailable for destination - Lebanon, Cuba, Haiti, Iraq, Belarus, Mali, Yemen, Myanmar, Iran, Syria, Ukraine, Central African Republic, Libyan Arab Jamahiriya, Palestine, Burkina Faso, Sudan, North Korea, Venezuela, Russian Federation, Israel, Afghanistan, Somalia.
Trip Cancellation
100% Trip cost
Trip Interruption
100% Trip cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
—
Pre-Ex Coverage
—
Look back period
180 days
Primary Medical
—
Emergency Medical
$25,000 ($500 Dental)
Medical Deductible
—
Look back period
180 days
Medical Evacuation
$200,000
Missed Connection
$150 (3 hours)
Trip Delay
$600 (6 hours, $200/day)
Baggage Loss
$750
$4,250
Baggage Delay
$200 (12 hours)
Non-Medical Evacuation
—
Hazardous Sports
Not Included
Included
Amateur Sports
—
24 Hour AD&D
$10,000
Common Carrier AD&D
—
Flight Only AD&D
$0
$200,000
$500,000
$1,000,000
Rental Car
$0
$50,000 ($100 deductible)
Identity Theft
Included
24 Hour Assistance Service
Included
Schengen Visa
—
Baggage and Personal Effects Benefit

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